Overview 

We work with clients to design and implement tailored solutions to their needs. In the first instance we may provide a comprehensive review of wealth building strategies or simply analyse an investment portfolio and its performance. For many we assist by managing investments and assist with other wealth related needs. For the very sophisticated we can establish and contribute to a multi-advisory investment management process (eg. a virtual family office).

Investment Portfolio Review / Diagnostic

Sometimes all you want is a 2nd opinion about how you are investing. We can help you feel more comfortable that you're on the right track, or appropriately uncomfortable that you need to change how or who you are investing with. Our analysis can also uniquely draw upon benchmarks we have been collecting from 1000's of Australian's about their investments and overall wealth.

Tailored advice for individuals and families

Traditionally however our work with individuals and families develops along the following lines where with you we:

• Agree an initial scope of advisory work that should pay for itself through finding investment opportunities, reducing tax, better managing risk, aligning goals to investment approach and/or developing a greater sense of comfort
• Discuss in greater detail your current circumstances and goals, and how these can be financed considering preferences you have for managing money today and later in life  
• "Inventory", ratio and comparatively analyse your financials. Provide observations about how you are progressing to your goals and issues and opportunities with your current situation.
• Design and deliver a comprehensive or limited financial strategy, documented as a Statement of Advice. We prepare both written recommendations and also deliver an executive summary presentation in a typical 2 hr meeting
• Assist with implementation of relevant items (eg. consolidation and rollover of superannuation, creation of geared portfolios, establishment of and investing of funds through "public offer" and self managed super funds, family trust, investment companies, etc.., assist with updating of wills and improving the protection of your assets) 
• Arrangement of life insurances* or finance solutions (where appropriate)
   *including via a unique phone-based underwriting and home/office visit medical testing model which suits busy professionals
• Ongoing review and fine-tuning of your investments including twice-annual or annual progress reviews. Discussion about your evolving personal situation and any changes to your financial strategy

"Virtual family office" and endowment fund services

We arm wealthy families with processes and tools to establish their own "virtual family office" to professionally manage investments. This can also be applied to the management of small and large endowment funds for the benefit of beneficaries and protect and to assist trustees. T

Our support can include: 

• Developing (or refreshing) a "living" Investment Policy which aligns investment strategy with beneficiary needs and expectations. This particulary supports decision making and communication during difficult investment periods. This document can be complemented by an Investment Management Operating Manual and Transition Plan, the latter if significant change is warranted.   
• Establishing and/or participating in a multi-advisory Investment Committee. This important governing body reviews portfolio and managers' performance and makes re-investment and distribution recommendations. The committee typically includes existing advisors like an accountant, solicitor and stock broker. Roles and degree of formality can be tailored as appropriate.